Call Us! (682) 777-3950

SUMMARY QUALIFICATIONS

  • Licensed Real Estate Agent since 1998 with multiple NAR & Real Estate Industry Designations

  • DFW Top Producer Units & Volume Real Estate Sales

  • Originating, Loan Processing, Underwriting, Closing, Post Closing, Shipping, Insuring, Servicing, QC, Risk, Training/Mentoring, & Management for operations and Underwriting.

  • Managed teams up to 200+ Underwriters, 9 Managers, and Support staff

  • Residential Mortgage Underwriter with 20+ years Underwriting experience. Conventional, FHA, VA, USDA, Jumbo, Alt-A, Sub-Prime, First/ Second Liens, DAPs, Bonds, Grants; for Correspondent, Wholesale and Retail Departments

  • Certified Loan Signing Agent - State Licensed Notary Public

DESIGNATIONS & CERTFICATIONS

  • MORTGAGE - VA LAPP/SAR, DE -Direct Endorsement UW, Certified Mortgage Loan Officer

  • REAL ESTATE – NAR Recognized: ABR, AHWD, ePRO, SFR, MRP, SRS, PSA, RENE

    Industry Recognized: CBA, CBS, CILS, CCCC, CISAM, CLA, CMLO, COLS, CPRC, CREM, CREN, CRLA, CRLS, CTA, DIVVY DISPOSITIONS, GRED, HPA, HPAAC, PLA, RSD, STAR, TSHAC Agent.

  • NOTARY PUBLIC – Certified Ln Signing Agent (Reverse Mortgages, HELOCS, Seller’s Packages, & REI)

  • CREDIT – Certified Consumer Credit Consultant

KEY RESPONSIBILITIES AND EDUCATION

Full details on Previous job History, Education, Technology experience, Specific Skillsets, and Recommendations available at http://mtglady.wixsite.com/tricia (About Me/My Employment History)

PREVIOUS EMPLOYMENT

Full details on Previous job History, Education, Technology experience, Specific Skillsets, and Recommendations available at http://mtglady.wixsite.com/tricia (About Me/My Employment History)

  • [Current] Sr Agent, Realtor, Divvy Brokerage, LLC

  • [Current]Licensed Loan Officer, Orca Homes Loans

  • Licensed Life Agent, Globe Life / AIL

  • Licensed Local Loan Consultant, Better Mortgage

  • Sr Agent, Realtor, Divvy Brokerage, LLC

  • LegalShield / IDShield, Team Leader

  • Mgr - Cert Loan Signing Agent, A Perfect Balance Financial Svc, LLC

  • Realtor Team Lead, JP & Associates Realtors

  • Manager, JTM Property Investments, LLC

  • Broker/Builder/REI/ Rehab Ops, NLRG|DREIG|Dealworks|Ascend Builder

  • Sr. Underwriter, Financial Network-dba Orion Lending LLC

  • UW Manager / Sr. Credit Risk Underwriting Pacific Union Financial, LLC

  • LM-3 VP / Site Leader /Mediations Department, Wells Fargo

  • LM-2 AVP/HP Underwriting and OCC Audit, Wells Fargo

  • LM-1(QRB) Quality Review Board, WFHM

  • Loan Admin Mgr /Retail Site Quality Champion, Retail Underwriter III, WFHM

  • Sr. Gov’t Underwriter, JPMorgan Chase Bank

  • Operations Manager / Retail Underwriter, Countrywide Home Loans, Inc

JOB DESCRIPTIONS


Managing Member, A Perfect Balance Financial Services, LLC dba Anytime Signed Sealed & Delivered

Responsible for completing accurate, professional, on-time remote notary request working from a home-based office equipped with the latest reliable computer and scanning equipment, high-speed internet and a business and fax and phone system. Certified Loan Signing Agent in multiple closing types including Standard Mortgages, HELOCs and Reverse Mortgages. Collaborate with title and mortgage companies as well as third party vendors to schedule and meet with buyers and sellers to facilitate closings for the purchase or sale of real property while performing the following functions in fast, accurate, and professional manner.

  • Communicate with borrowers, title company personnel, and mortgage lenders over the telephone and in written correspondence throughout the process.

  • Contact borrower to schedule and confirm closing appointment date, time, and location.

  • Review mortgage loan closing documents personally picked up, delivered by courier.

  • Print and Review documents provided in E-doc format from Lenders, Escrow Office, or Signing Agency.

  • Coordinate and ensure Travel within business area, on-time arrival, and track mileage.

  • Verify proper government issued picture identification documents of each party signing documents.

  • Strictly follow lenders closing instructions as provided in the loan package.

  • Review the signing process with the signors and Ensure that signer is of sound mind and is not signing under duress before signing.

  • Ensure that signer is aware and understand the documents he/she is signing without interfering with the transaction on behalf of either party.

  • Explain the purpose of each complex mortgage documents being signed and answer any pertinent questions within limitations as outlined by state law.

  • Direct signer where the information can be found or obtained should questions arise outside of my authority to answer.

  • Observe the execution of each document provided (if required) and notarize each party's signature on each document.

  • Ensure real estate loan documents are properly executed per the document.

  • Administered oaths and affirmations, take affidavits and statutory declarations, witnesses and authenticate the execution of certain documents.

  • Inform signer of document which explains his/her rights to cancel transaction within a given frame time as needed.

  • Notarize documents by Signing prepared documents and affixing stamps and seals.

  • Complete Jurats and Acknowledgements as needed.

  • Verify that all documents are accounted for when notarizing closing documents during a real estate transaction.

  • Collect outstanding conditions as indicated in closing instructions (including Cash to Close when needed) and promptly return to Escrow Office or Lender as instructed.

  • Perform General Mobile Notary and Remote On-Line Notarizations

  • Create and prepare journal records of all items notarized and ensure they are ready as needed for public reference or court ordered release.

  • Promptly Scan back (as required) prior to stacking and shipping all executed closing documents.

  • Return all signed documents to escrow company immediately to ensure that there is no lapse in time to record documents as needed in the various entities involved.

  • Maintain Regular communication with escrow companies, Lenders, Signing Agencies and Customers throughout the process.

  • Manage all aspects of a small business: filing, marketing and new business development, create and maintain a client database, negotiating pricing, invoicing and accounting activities.

  • Ensure that all stamps, seals and papers are kept safely under lock and key.

  • Conduct closing consistent with the legal and ethical standards contained in the laws and rules promulgated by the state.

Realtor Team Lead, JP & Associates REALTORS

  • Responsible for timely and consistent follow-up with all leads

  • Conduct initial phone consultation and send follow-up communication via email, text, and phone calls.

  • Set up a search portal for each prospect via Matrix

  • Conduct face-to-face meetings with buyers and Sellers

  • Serve as the main point of contact relationship for all buyers and Sellers

  • Develop expert knowledge regarding mortgage financing, neighborhoods, schools and all home ownership issues

  • Provide high level fiduciary advice to all clients.

  • Consult with Sellers on pricing strategies and staging homes for sale

  • Consult with Buyers from initial contact through contract to close to ensure the transaction progressing in a smooth and timely process

  • Effectively negotiate best results for each client above all others

  • Set up leads on a drip email campaign

  • Work directly with Broker and Office Manager on any issues that require resolution

  • Go on listing appointments and successfully convert leads to listings

  • Consistent follow up with leads from Expired Listings, Geographical Farms, Past Clients, Sphere of Influence, etc.

  • Evaluate and communicate with Sellers on showing feedback

  • Hold critical conversations with Sellers to re-evaluate pricing as needed

  • Maintain the transaction and client information in our CRM as well as our online contact and transaction management system

  • Develop and implement systems for sellers, buyers, lead generation, contact database management and front and back office support. Ensure that all systems and processes run efficiently, making revisions as needed.

  • Answer and route inbound phone calls and leads

  • Coordinate the purchase, installation and maintenance of all office equipment

  • Develop and maintain the team filing systems (listings, contracts, legal, correspondence, etc) and computer databases.

  • Develop and implement closing systems for sellers and buyers, contact database management and back office support. Ensure that all systems and processes run efficiently, making revisions as needed

  • Complete weekly and monthly reports

  • Serve as first point of contact in handling customer inquiries and complaints

  • Responsible for keeping team members informed regarding any problems or issues that need to be handled

  • Responsible for hiring, training, consulting, holding weekly team meetings, and holding accountable all team members

  • Responsible for all financial systems. This includes maintaining the books, paying the bills, handling payroll, assuring the collection of commissions, maintaining the budget and generating financial reports. Responsible for the accuracy and timelines of all financial information.

  • Draw up listing documents

  • Order photos and coordinate scheduling and access for Photographer (for new listings)

  • Input and maintain properties description, photographs, and status updates on MLS

  • Prepare, order and send post-closing gifts to customers as transaction closes

  • Update contact management system

  • Send executed contract to seller

  • Schedule closing with all parties and ensure everyone is kept up to date on closing status changes

  • Provide clients and team members with weekly updates

  • Ensure all documents are accurately completed and within compliance for CDA preparation and release.

  • Handle misc. transaction processes and events as needed

Manager, JTM Property Investments, LLC

Manage Real Estate Investors Buy & Wholesale, Flip/Rehab properties, or Buy & Hold. All general Business activities including Marketing, Accounting, Project Finance, Prepare contracts for complex Real Estate Transactions, Manage Bird Dogs, Wholesale Lead Prospecting, Corporate Filings and Meetings, Contractor Bids, Project Evaluations and purchases.


Broker/Builder/REI/ Rehab Operations, NLRG | DREIG | Ascend Builders | Dealworks

This position was working directly ("right hand") with the Owner/Real Estate Broker/Builder/Developer in a variety of responsibilities including Working with REI Club to attract and maintain Sponsors, Speakers, Real Estate Investors, Hard Money Lenders, and Agents. My other job duties included Working with State Licensing authorities for any issues affecting Agents, and Broker, as well as getting TREC Continuing Education programs created, submitted and approved. Working with Broker to help maintain all Office Facilities and Investment properties, Maintenance request, showings, Listings, Contracts, and property Management. I also performed all other general Realtor duties as listed with JPAR job description. Builder duties included Working with local cities on Zoning, Building Planning, Inspections, and Permits. Assisted with Architects and the Architectural plans and worked with BlueLine for Blue Prints orders, Changes and Duplications. Managed Contractors Bids, Job planning, Inspections, Change orders, Job Completion and payouts. For the Real Estate Investment club I managed the Reverse Close Program acting as Liaison between Realtors and Lenders as well as Training Realtors and Clients on how the program works. I worked closely with the Lenders to approve Investors Financing and Clients homes to ensure they me the Reverse Close program guidelines. The REI club also hosted Real Estate Investor meetings twice a week and miscellaneous Networking and Training Events. I Managed the Hosting of On and Off-site training events, Researched Nationwide Investor talent, scheduled and hosted Speaking events, assisted with Travel arrangements, contract negotiations, schedule confirmations, Client order processing, event recording, and social media. I worked with the Broker/Owner in Creating and developing several programs including the Reverse Close program and the Home Building training program for the Club Members and Agents.


Sr. Credit Risk Underwriting / Pacific Union Financial, LLC (Supporting Retail, Wholesale, Correspondent & Non-Delegated Correspondent)

Participation in and recommendation of signing authorities for the underwriters within the center. Provide day-to-day Underwriting Help Desk support for second signatures, overflow underwriting, Test Cases, spot audits, declination resubmissions, product scenarios, quality control reviews or loan, and collateral packages, PETRs, NOR information. Provide Help Desk Support for credit packages and property appraisals (FHA, VA, CONV, JUMBO, and USDA) within agreed upon SLAs. Decision FHA, VA, and Conventional loans. Assist Risk Director to ensure overall loan quality and data integrity on all loans from a credit review aspect and prefunding quality control functions within the team. Participates in the training, coaching, and supervision for all underwriters specific to credit policy and associated interpretation and application of all company and agency policies and procedures. Review trended underwriter data and implement necessary action plan recommendations as determine by the Risk Director to improve team and center results associated specifically with quality. Assist in new hire training of underwriters and Jr. Underwriters, and participate in the interviewing, hiring, mentoring, and complete On-boarding process of all credit related team members. Development and maintenance of a strong working relationship with onsite Center Management and Sales.

Lending Manager-3 VP / Site Leader /Mediations Department, Wells Fargo

Site Leader for Loss Mitigation Operations for 200+ team members including, direct supervision of an Administrative Assistant, 9 Direct Report Lending Managers and their team of 90 Underwriters engaged in approving Government and Conventional Loan applications. Manages unit(s) engaged in loss prevention and recovery of potential and actual loan losses that are in active mediation status with significant reputational risk. Leads litigation process, administers credit policy, loan restructuring in both retention and liquidation. Ensures group's underwriting and customer service levels are met. Monitors credit quality. Approves loans within established loan approval limits. Oversees structuring, pricing and documentation of individual loan transactions, as well communication with In-house, and external Attorney’s (including Attorneys General office if needed), judges, and court personnel to minimize risk of sanctions, and contempt of court issues. Ensures compliance with bank policies and procedures as well as investor guidelines. Identifies and resolves departmental issues and deficiencies. Creates or authorizes changes to business unit policies and procedures. Monitors delinquency, loss and risk rating accuracy. Creates and implements programs of compliance monitoring and evaluates results. Maintains balance between operational efficiency and risk mitigation. Ensures coordination and communication within the business, other business units, Legal, Internal Audit and external agencies as necessary. Projects Lead and/or Partner on several projects including Process and Procedure Overhaul to ensure smoother transactions and eliminate risk with Departmental Education and Training (Expectations, Protocol, Class training Curriculum and Training Guides). Worked closely with IT to develop and maintain internal Telephonic systems, and settings to ensure minimal risk during telephonic mediations issues which could result in fines, sanction, and or contempt if mishandled.

Lending Manager-2 AVP/HP Underwriting and OCC Audit, Wells Fargo

Responsible for supervising Admin, 5 Direct Report Lending Managers and their team of 65 Underwriters engaged in approving Loan applications. Daily duties include pipeline management, compliance, internal customer service, effectively communicating updates and changes to the management team as well as their direct reports, create and maintain reports, assisting management team with setting team expectations, staffing, training and coaching, as needed.

Lending Manager-1(QRB) Quality Review Board, Wells Fargo Home Mortgage

Previously a Department Manager with two direct report Managers and their team of Quality Review Underwriters. Duties include coaching managers and team members, critical decisions and problem solving, communication and building strong relationships with Underwriting Partners, host My management responsibilities include staffing, monthly one on ones with team members, PTO, Performance reviews, and other various management duties.

Loan Administration Manager / Retail Site Quality Champion, Wells Fargo

Responsible for managing a team of Quality Review Underwriters that reviewed all Property and Credit Packages for all investors prior to loan closing for accuracy. Other responsibilities include monitoring various credit policies, team member performances, benchmarks and overall department quality performance; while providing the management with trending and reports as needed. This position includes the coaching and training of Quality decisioners. Another key role I have as part of the management staff is my continuous work on special projects to enhance and develop trainings, development of job aids and tools for multiple business lines. My management responsibilities include staffing, monthly one on ones with team members, PTO, Performance reviews, and other various management duties.

Retail Underwriter III, Wells Fargo Home Mortgage

My delegation of authority is the highest level Underwriter responsible for underwriting and auditing all Retail loan types (FHA/VA/CONV credit and appraisals). Other responsibilities include monitoring various credit policy, performance and benchmarks and overall site quality performance; assisting with the production of monthly, quarterly, and as needed performance reports for site and senior management. This position also plays a large role in the coaching and training of fulfillment center staff including the decisioners. Another key role is reviewing and analyzing trends and making recommendations and discussing strategies with management based on those trends.

Sr. Government Wholesale & Correspondent Underwriter, JPMorgan Chase Bank

Underwrite a high volume of Government (FHA/VA) loans. Reviewing full underwriting package including credit, and Appraisals. Maintain good working relationship with Brokers and Account Executives. Manage defects as needed. I have a working knowledge of multiple loan Software programs.

Operations Manager / Retail Underwriter, Countrywide Home Loans, Inc

Responsible for Underwriting full loan package including appraisals for FHA, VA and Conventional (Conforming and Non-Conforming), Second Lien Products as well as a high volume of Bond and Grant assisted loans. Duties included supervising, staffing, and training all operations personnel. Performed additional management functions such as: quality control, regulatory compliance, payroll and benefits, IT, banking, audits, assisted with loan placement as needed. I maintained a positive working relationship with customers, realtors, builders, and business partners. Developed policies and procedures for branches to adhere to and worked closely with Management from other departments.

Due Diligence Portfolio Underwriter, EMC Mortgage Corporation

I was responsible for reviewing the quality of loans to be sold to other investors and/or on the Secondary Market. This second underwriting done by our department was a full loan review of credit and appraisals to catch potentially fraudulent loans and verifying the quality of the loans prior to investor purchasing.


Retail & Joint Venture Underwriter, CountrywideKB Home Loans


Retail Underwriting Manager, NWM, Inc.


Retail Underwriter, Home Loan Corporation


Owner/Broker, First Financial Mortgage / Texas Equity Group Financial (Retail Mortgage Co-A Paper & Sub-Prime Lending)


Licensed Realtor, Century 21 Judge Fite

Licensed Real Estate Agent (Realtor) performing market research data and pricing analysis, developed client base, contract negations, provided liaison among lenders, attorneys, and clients, compiled and updated statistical data. I was responsible for sales, marketing, self-promotion, and public relations. My license is currently inactive.

TRAINING LOG

04/18/1991 Federated Tax Preparers-National Association Membership Cert

04/18/1991 Federated Tax Preparers: Federated Tax Preparation Course

05/06/1991 TCJC: BOOKKEEPING I & TYPEWRITING II

06/06/1991 TCJC: TYPEWRITING III & ELECTRONIC CALCULATORS FOR CLERICAL PERSONNEL

06/25/1991 TCJC: WORDPERFECT, BEGINNING WITH

01/28/1992 AMERICAN INSTITUTE OF CONSUMER CREDIT: CERTIFIED CONSUMER CREDIT CONSULTANT

09/08/1993 PROBE, INC: PRIVATE INVESTIGATIONS

08/09/1994 THE PROFESSIONAL EDUCATION INSTITUTE: HOW TO BUY YOUR FIRST HOME OR INVESTMENT PROPERTY

01/06/1995 GEORGE LEONARD SCHOOL OF REAL ESTATE: REAL ESTATE FINANCE #0411

01/18/1995 GEORGE LEONARD SCHOOL OF REAL ESTATE: CONTRACTS & CLOSING COSTS #0321

01/31/1995 LEONARD-HAWES REAL ESTATE SCHOOL: REAL ESTATE FINANCE I

01/31/1995 LEONARD-HAWES REAL ESTATE SCHOOL: REAL ESTATE LAW/CONTRACTS

10/25/1995 MORTGAGE TRAINING GROUP, INC: CERTIFIED MORTGAGE LOAN OFFICER

01/31/1996 MORTGAGE BANKERS ASSOCIATION OF AMERICA: REGULATORY COMPLIANCE

03/27/1996 MORTGAGE BANKERS ASSOCIATION OF AMERICA: LOANS WITH A TWIST

01/20/1997 PINFUND, USA: BROKER APPROVAL

01/28/1997 MORTGAGE BANKERS ASSOCIATION: ADVANCED LOAN PROCESSING

11/23/1997 GEORGE LEONARD SCHOOL OF REAL ESTATE: LAW OF AGENCY #1111

11/26/1997 GEORGE LEONARD SCHOOL OF REAL ESTATE: G.R.E.D. GRADUATE REAL ESTATE DESIGNATION

12/31/1997 KAPLAN PROFESSIONAL SCHOOLS/NANCI HAWES: SUCCESS MASTER REAL ESTATE PRINCIPALS AD #001

05/07/1998 CENTURY 21 JUDGE FITE: 1998 QUICK START

05/28/1998 BAYLOR UNIVERSITY: 0211- REAL ESTATE APPRAISAL

06/04/1998 CENTURY 21 JUDGE FITE: 21 PLUS TRAINING

11/17/1998 FLOYD WICKMAN: S.T.A.R DEVELOPMENT PROGRAM "SWEAT HOGS"

12/31/1998 COUNTRYWIDE TEG 1998 PRODUCTION

01/16/1999 NEW HORIZONS: BEGINNING WINDOWS 95

03/19/1999 AMERICAN CASH FLOW INSITITUTE: DIVERSIFIED CASH FLOW INSTITUTE

09/16/1999 HUD: FHA CONNECTION FOR PROCESSORS, CLOSERS, AND POST CLOSERS

09/17/1999 HUD: FHA FOR ORIGINATORS

12/31/1999 COUNTRYWIDE TEG 1999 PRODUCTION

04/30/2000 GEORGE LEONARD SCHOOL OF REAL ESTATE: THE ART OF NEGOTIATION #0512

04/30/2000 LEONARD-HAWES REAL ESTATE SCHOOL: REAL ESTATE MARKETING II

08/03/2000 STATE OF TEXAS: NOTARY PUBLIC COMMISSION

11/08/2000 MORTGAGE TRAINING SERVICES: FHA DIRECT ENDORSEMENT

01/22/2001 TEXAS DEPT OF INSURANCE: CREDIT INSURANCE

02/07/2002 SCHOOL OF MORTGAGE LENDING: UNDERWRITING CONVENTIONAL LOAN

02/11/2002 TEXAS SAVINGS AND LOAN DEPT: TEXAS MORTGAGE BROKER LICENSE

04/25/2003 NANCI HAWES / THE UNIVERSITY OF NORTH TEXAS: #0723 PROFESSIONAL LICENSED ASSISTANT

04/25/2003 UNIVERSITY OF NORTH TEXAS: REAL ESTATE BROKERAGE

01/10/2004 TEXAS SAVINGS AND LOAN DEPT: TEXAS MORTGAGE BROKER LICENSE

02/19/2004 ALLIANCE ACADEMY: KEEPING CURRENT WITH TEXAS MORTGAGE LENDING

02/19/2004 MORTGAGE RESEARCH, INC/MORTGAGE-EDUCATION.COM: TX CONT EDUCATION APPRAISALS

04/15/2004 HUD / FW MTG BROKER ASSOCIATION: DIRECT ENDORSEMENT UW & APPRAISALS

10/07/2004 WORLD FINANCE GROUP UNIVERSITY: ASSOCIATE START-UP ACCELERATION PROGRAM

11/01/2004 SWS: BANK BVS PERFORMANCE SYSTEMS: #157 INFORMATION SECURITY BASICS

11/15/2004 SWS: 157 Information Security Basics

12/31/2004 SWS: 119 BSA and OFAC: Fighting Crime and Terror

01/27/2005 SWS: 122 Fair Lending, Fair Housing

01/28/2005 SWS: DR 101 Disaster Recovery Manual

02/25/2005 SWS: 144 GLB and Financial Privacy

02/25/2005 SWS: 227 The Basics of HMDA

02/28/2005 SCHOOL OF MORTGAGE LENDING: TSLD-4-05C 180 NEW CONSTRUCTION & REHAB LENDING

02/28/2005 SCHOOL OF MORTGAGE LENDING: TSLD-4-2002-12C 170 UNDERSTANING TITLE INSURANCE

03/30/2005 123MCE.COM: BRANDING YOUR BUSINESS

03/31/2005 123MCE.COM: AN UPDATE: TEXAS LEGALS - LEGAL UPDATE 1

04/21/2005 123MCE.COM: A CONTRACT UPDATE

04/26/2005 123MCE.COM: REAL ESTATE ETHICS -LEGAL UPDATE II

04/26/2005 123MCE.COM: AN UPDATE: TEXAS AGENCY

12/12/2005 CREDENTIALS OF MINISTRY- REV TRICIA MADRID ULC

06/15/2006 CHL: POST -SIGNING REVIEW AND FUNDING

07/18/2006 DEPARTMENT OF VA: VA AUTOMATIC UNDERWRITING LTR (CW)

03/08/2007 CHL: MAKING THE LEAP FROM GOOD TO GREAT- BRANCH OPS MGR TRAINING

04/28/2007 ABSOLUTE CE: PERSONAL DEVELOPMENT SECRETS OF TOP PRODUCERS (ON-LINE)

04/28/2007 ABSOLUTE CE: TREC MANDATORY LEGAL UPDATE (L) (ON-LINE/EXAM)

04/29/2007 ABSOLUTE CE: TREC MANDATORY ETHICS UPDATE (E) (ON-LINE/EXAM)

06/08/2007 CHL: FHA DE WORKSHOP - CONSUMER MARKETS DIVISION

07/27/2007 CHL: TEXAS (a)(6)

02/19/2008 CHASE HOME FINANCE CREDIT RISK MANAGEMENT: CREDIT AUTHORITY ASSIGNMENT

07/15/2008 WF: BSA/OFAC: Combating Money Laundering 2008

07/15/2008 WF: Code of Ethics 2008

07/18/2008 WF: Fair and Responsible Lending 2008

07/18/2008 WF: Harassment Prevention for Team Members

07/18/2008 WF: Privacy and Solicitation Policies 2008

07/18/2008 WF: Texas Injury Benefit Plan for Team Members

07/18/2008 WF: Reporting Suspected Financial Abuse 2008

07/18/2008 WF: Protecting Wells Fargo Information 2008

11/03/2008 WF: Fulfillment Layered Risk Assessment

11/06/2008 WF: Loan Stage Management for Fulfillment Training

12/01/2008 WF: Basic Income Verification and Calculation

12/17/2008 WFHM: DELEGATION OF AUTHORITY -1R

01/19/2009 WF: FHA Processing: 01 Systems Overview

01/19/2009 WF: FHA Processing: 04 FHA Validation

01/19/2009 WF: FHA Processing: 06 Appendix

01/19/2009 WF: FHA Closing: 03 Reviewing US Screens and FHA Documents

01/19/2009 WF: VA Processing: 02 Systems Overview

01/19/2009 WF: VA Processing: 03 Compliance

01/19/2009 WF: VA Processing: 04 CAlVRS

01/19/2009 WF: VA Processing: 05 Eligibility and Entitlement

01/19/2009 WF: VA Processing: 06 Appraisal

01/19/2009 WF: VA Processing: 07 Communication

01/19/2009 WF: VA Processing: 08 Validation

01/19/2009 WF: FHA Closing: 03 Reviewing LIS Screens and FHA Documents

01/19/2009 WF: FHA Processing: 01 Systems Overview

01/19/2009 WF: FHA Processing: 04 FHA Validation

01/19/2009 WF: FHA Processing: 06 Appendix

01/19/2009 WF: VA Processing: 02 Systems Overview

01/19/2009 WF: VA Processing: 03 Compliance

01/19/2009 WF: VA Processing: 04 CAIVRS

01/19/2009 WF: VA Processing: 05 Eligibility and Entitlement

02/10/2009 WF: WFHM Originations Compliance Overview

02/10/2009 WF: Loan Doc Specialist: Processing Skill Building

03/03/2009 WF: Income Training

03/16/2009 WFHM: DELEGATION OF AUTHORITY -3A

03/26/2009 WF: Privacy and Solicitation Policies 2009

03/26/2009 WF: Code of Ethics 2009

04/18/2009 GALLUP STRENGTH FINDERS

04/18/2009 GEEWHIZ RE SCHOOL: TREC LEGAL UPDATE MCE (L) LEGAL UPDATE

I04/27/2009 WF: Fair and Responsible Lending 2009

04/30/2009 GEEWHIZ RE SCHOOL: #16505 TREC ETHICS MCE (E) LEGAL UPDATE II

04/30/2009 GEEWHIZ RE SCHOOL: METHODS OF REAL ESTATE FINANCING (ONLINE)

05/01/2009 WF: CODE OF ETHICS 2009

06/13/2009 WF: Protecting Wells Fargo Information 2009

06/16/2009 WFHM: DELEGATION OF AUTHORITY -4A

06/17/2009 WF: Government Training Curriculum: VA IRRRL- Mentor Guide

06/19/2009 WF: Government Training Curriculum: VA IRRRL

07/08/2009 WF: BSA/OFAC: Combating Money Laundering 2009

08/14/2009 WF: HERA HOEPA phase 2 Fulfillment Self-Assessment

08/27/2009 WF: Becoming a Manager: Leading and Communicating

09/17/2009 WF: Quality Loan Conditioning

11/04/2009 WF: Effective Team-building Strategies

11/30/2009 WF: RESPA Fulfillment Certification Knowledge Check
12/22/2009 WF: Government Training Curriculum: FHA Level 2

12/24/2009 WF: Reading an Instant Merge® Credit Report

01/11/2010 WF: Advanced Tax Analysis FNMA 1084 Training -Module 1

01/12/2010 WF: Reporting Suspected Financial Abuse 2

01001/12/2010 WF: BSWOFAC: Combating Money Laundering 2010

01/12/2010 WF: Advanced Tax Analysis FNMA 1084 Training - Module 2

01/12/2010 WF: Code of Ethics 2010

01/13/2010 WF: Protecting Wells Fargo Information 2010

01/13/2010 WF: Advanced Tax Analysis FNMA 1084 Training -Module 3

01/13/2010 WF: Class: Self-Paced: Fair and Responsible Lending 2010

01/14/2010 WF: Advanced Tax Analysis FNMA 1084 Training - Module 4

04/15/2010 WF: HAMP AND NON-HAMP INCOME REVIEW CALCULATOR PROCEDURES

07/26/2010 WF: Texas Injury Benefit Plan for Managers

10/18/2010 WF: Successful Customer Interactions in Home

10/19/2010 WFHM: (OAA7-001170) SUCCESSFUL CUSTOMER INTERACTION IN HOME PRESERVATION

10/25/2010 WF: Affirmative Action 2010

11/11/2010 WF: Delegation of Authority Roadmap and Training for Servicing: Test Case 5 - Level C

11/11/2010 WF: Delegation of Authority Roadmap and Training for Servicing: Test Case 6 - Level C

11/11/2010 WF: Delegation of Authority Roadmap and Training for Servicing: Test Case 7 - Level C

11/11/2010 WF: Delegation of Authority Roadmap and Training for Servicing: Test Case 8 - Level C

11/12/2010 WF: Delegation of Authority Roadmap and Training for Servicing: Test Case 4 - Level C

12/07/2010 WF: Time Tracker Training

12/31/2010 WF: 3 YRS OF SERVICE AWARD

01/10/2011 WF: Home Preservation Foreclosure Training -General Overview

01/11/2011 WFHM: (ERM1-100034v2011) MANAGING RISK- IT STARTS WITH ME 2011

01/30/2011 WF: Code of Ethics 2011

01/30/2011 WF: Fair Labor Standards Act 2011

01/30/2011 WF: Workplace Harassment for Managers 2011

01/30/2011 WF: Reporting Suspected Financial Abuse 2011

01/30/2011 WF: BSA/OFAC: Combating Money Laundering 2011

01/30/2011 WFHM: (EM01-500505v2011) BSA/OFAC: COMBATING MONEY LAUNDERING 2011

01/30/2011 WFHM: (ERM1-100003v2011) CODE OF ETHICS 2011

01/30/2011 WFHM: (ERM1-100026v2011) FAIR LABOR STANDARDS ACT 2011

01/30/2011 WFHM: (ERM1-100007v2011) REPORTING SUSPECTED FINANCIAL ABUSE 2011

01/30/2011 WFHM: (ERM1-100008v2011) WORKPLACE HARASSMENT FOR MANAGERS 2011

05/02/2011 WF: Home Preservation Interest Only Extension Program Assessment

05/23/2011 WF: Conducting Interviews for Successful Results (Includes Simulation)

07/11/2011 WF: CLARA TRAINING - INTRODUCTION

07/11/2011 WF: CLARA Training-Introduction

07/11/2011 WF: CLARA SYSTEMS TRAINING

07/13/2011 WF: CLARA Training - Retention Module

07/15/2011 WF: CLARA Training-Liquidation Module

08/12/2011 WF: TIME MACHINE PROJECT TRAINING

09/07/2011 WF: Guide to the Home Preservation Incentive Portal-Manager Version

09/14/2011 WF: Servicing Attendance & PTO Guidelines Training

09/14/2011 WF: Home Lending Servicing Attendance & PTO Guidelines Training

10/03/2011 WF: Home Mortgage Basics: Inside the Dream

10/03/2011 WF: Foreclosure Overview and Glossary Terminology

10/03/2011 WF: Bankruptcy Overview

10/25/2011 WF: Fair and Responsible Lending 2011

10/25/2011 WFHM: (ERM1-100022v2011) FAIR AND RESPONSIBLE LENDING 2011

11/04/2011 WF: Promontory SME Training

12/06/2011 WF: WFHM - Income Review Calculator Assessment - Home Preservation Underwriter

12/11/2011 WF: GEM Super User: Transfer work items

02/08/2012 WF: Cultivate Leaders At All Levels (Fifty Lessons)

02/21/2012 WF: Emergency Response and Incident- Management 2012

02/21/2012 WFHM: (ERM1-100015) EMERGENCY RESPONSE AND INCIDENT MANAGEMENT 2012

02/26/2012 WF: Form I-9 and E-Verify Training

03/02/2012 WFHM: HPS / HPU LOMBARDI REFRESHER TRAINING

04/05/2012 WF: Affiant and Notary Training 2012
04/05/2012 WFHM: (ERM1-100045) AFFIANT AND NOTARY TRAINING 2012

04/10/2012 WF: PRODUCTIVITY TRACKING SYSTEM 0AA7-001416

04/10/2012 WF: PRODUCTIVITY TRACKING FOR SUPERVISORS 0AA7-001417

04/10/2012 WF: PRODUCTIVITY TRACKING SYSTEM REPORTING 0AA7-001418

04/11/2012 WF: Productivity Tracking System

05/06/2012 WF: 2012 Fraud Awareness Training - Basics

05/24/2012 WF: Best Practices for Successful Project Results -RECORDING

05/24/2012 WF: Compensation Basics

05/24/2012 WF: Fair Labor Standards Act 2012

05/24/2012 WF: Protecting Wells Fargo Information 2012

05/24/2012 WF: Fair and Responsible Lending 2012

05/24/2012 WF: Employee Relations: Satisfying Employees (Includes Simulation)

06/07/2012 WF: Making Home Affordable (MHA) Expansion (SD 12-02)

06/07/2012 WF: Diverse Mentoring Program - 2012 Class Kick off meeting

06/07/2012 WF: Navigating the Mentoring Path for Mentees

06/07/2012 WF: ER Essentials: Managing People, Managing Risk

06/18/2012 WF: Diversity Module 1: Integrating Diversity and Inclusion into Wells Fargo 2012

06/22/2012 WFHM: ERLMF 3.12 RELEASE FHA / VA SYSTEMS TRAINING

06/26/2012 WFHM: STRENGTH FINDER / REFRESHER TRAINING & BOOK CLUB GROUP TRAINING

06/27/2012 WF: Employee Relations Essentials -Appropriate Workplace Conduct Training for Managers and Supervisors

06/28/2012 WFHM: EMPLOYEE RELATIONS & BREAK-OUT SESSIONS

06/28/2012 WF: Employee Relations Essentials - Counseling & Corrective Action

07/12/2012 WF: Servicing Exception Database (SED)

07/12/2012 WF: Servicing Exception Database (SED) Assessment

07/16/2012 WFHM: QUALITY FOCUS GROUP PROJECT TRAINING

07/19/2012 WF: Servicemembers Civil Relief Act Overview

09/04/2012 WF: Networking Skills

10/04/2012 WF: Servicemembers Civil Relief Act for Real

10/04/2012 WF: Affirmative Action 2012

10/04/2012 WF: Code of Ethics 2012

10/07/2012 WF: BSA/OFAC: Combating Money Laundering 2012

10/07/2012 WF: ADA Effective Communication and Relay Services 2012

10/15/2012 WFHM: (ERM1-100042) ADA EFFECTIVE COMMUNICATIONS AND RELAY SERVICES 2012

10/15/2012 WFHM: (ERM1-100002) AFFIRMATIVE ACTION 2012

10/15/2012 WFHM:(EM01-500505) BSA/OFAC: COMBATING MONEY LAUNDERING 2012

10/15/2012 WFHM: (ERM1-100003) CODE OF ETHICS 2012

10/15/2012 WFHM: (ERM1-100022) FAIR AND RESPONSIBLE LENDING 2012

10/15/2012 WFHM: (ERM1-100026) FAIR LABOR STANDARDS ACT 2012

10/15/2012 WFHM: (ERM1-100005) PROTECTING WELLS FARGO INFORMATION 2012

10/15/2012 WFHM: (ERM1-100007) REPORTING SUSPECTED FINANCIAL ABUSE 2012

11/20/2012 WF: Consumer Lending Group Attendance Policy for Nonexempt Team Members

11/20/2012 WF: FDCPA Overview 2012

11/20/2012 WF: ER Essentials: Managing People, Managing

02/15/2013 VA SAR- Navigating An Appraisal (Lesson 5 - Review and Process Request and Deficiencies)

04/04/2013 WFHM: MEDIATIONS MANAGER TRAINING

06/15/2013 WF: DIVERSE MENTORING PROGRAM

06/15/2013 PUF: ARMs Expansion for Ops [R][W]

06/15/2013 PUF: FraudGUARD for Ops [R][W]

06/15/2013 PUF: HARP Centralized Teams [R][W]

06/15/2013 PUF: HARP Overview [R][W]

06/15/2013 PUF: HARP Operations [C]

06/15/2013 PUF: RealEC for Brokers & Sales [W]

06/15/2013 PUF: Point & Loan Prospector [W]

06/15/2013 PUF: Concur Expense Reporting [Managers]

06/15/2013 PUF: 92900-A

06/15/2013 PUF: Back to Work Extenuating Circumstances

06/15/2013 PUF: Gift Funds

06/15/2013 PUF: TD-0297 WELCOME TO MAX LOS

08/26/2013 PUF: HR Benefits Presentation [All Staff]

09/04/2013 PUF: DataTrac to DocMagic-XL [R][W]

09/04/2013 PUF: FHA 13-26 ML Update - Back to Work & Extenuating Circumstance Guidelines [R][W]

09/04/2013 Fundamentals of DE Credit Review and TOTAL Scorecard

09/05/2013 PUF: FLOW Tutorial for Ops [C][R][W]

09/05/2013 PUF: DU Refi Plus for Sales [R][W]

09/05/2013 PUF: HR 401(k) Webinar [All Staff]

09/05/2013 PUF: FraudGUARD for Jr's & Underwriters [R][W]

09/05/2013 PUF: RealEC for Jr's & Underwriters

09/06/2013 Genworth: Self Employed Borrower- Completing Form 91 w/Personal Tax return

09/06/2013 PUF: Income Calculator Worksheet for Jr's & Underwriters [C][R][W]

09/08/2013 MGIC: Evaluating the Self Employed Borrower

09/10/2013 PUF: Federal Compliance for Disclosing [W]

09/10/2013 PUF: Federal Compliance for Disclosing [R]

09/11/2013 PUF: Cancelled & Denied Ln Disposit. [R][W]

09/11/2013 VA Credit Standards Course (Intro & Chpt 1)

09/12/2013 PUF: Cancelled & Denied Ln Disposit. [CVF]

09/12/2013 PUF: Federal Compliance for Disclosing [R]

09/13/2013 PUF: FACTA Red Flags

09/13/2013 PUF: Anti-Money Laundering

09/13/2013 PUF: Preventing Discrimination and Harassment

09/17/2013 PUF: Federal Compliance for Disclosing [W]

09/18/2013 PUF: DataTrac to DocMagic-XL [R][W]

09/19/2013 FHLMC: Freddie Mac Relief Refinance Webinar

09/24/2013 VA: VA Credit Standards Course (Chapter 2)

09/25/2013 PUF: Lending Space Sales Portal Training - Session 1 (First offering)

09/25/2013 PUF: Lending Space Sales Portal Training - Session 2 (First offering)

09/26/2013 VA Credit Standards Course (Chapter 3)

09/28/2013 VA Credit Standards Course (Chapter 4)

10/02/2013 VA Credit Standards Course (Chapter 5)

10/02/2013 VA Credit Standards Course (Chapter 6)

10/03/2013 Lexis Nexis Training

10/03/2013 VA Loan Review - Correspondent Ops 2 of 2

10/04/2013 PUF: HARP Training for Credit Risk

10/04/2013 VA Credit Standards Course (Chapter 7)

10/04/2013 VA Credit Standards Course (Chapter 8)

10/07/2013 VA Credit Standards Course (Chapter 10)

10/07/2013 VA Credit Standards Course (Chapter 11)

10/07/2013 VA Credit Standards Course (Chapter 9)

10/08/2013 VA: CREDIT STANDARDS -SCHOOL OF CERTIFYING OFFICIAL

10/08/2013 VA Credit Standards Course (Chapter 12)

10/11/2013 VA SAR- Navigating An Appraisal (Lesson 1-VA SAR Overview )

10/17/2013 FNMA Special Feature Codes

10/21/2013 Essent Guaranty MI: Desktop Underwriter (DU) Training

10/22/2013 Essent Guaranty MI: Analysing the Appraisal

10/22/2013 Essent Guaranty MI: Loan Prospector Training

10/22/2013 VA SAR- Navigating An Appraisal (Lesson 2- Sales Contract Review )

10/28/2013 Fannie Mae Project Review Guidelines for Condos, Co-ops and PUDs

10/28/2013 FNMA Using the Uniform Appraisal Dataset to Complete the URAR (Rev 2/2011)

10/28/2013 FRAUDGUARD: Using FraudGuard FG100

10/29/2013 FRAUDGUARD: Interpreting Variances in FraudGuard (FG200)

10/30/2013 FraudGUARD FG900 Using UDM in

10/30/2013 LAPP and Common SAR Errors

10/31/2013 FRAUDGUARD: Using 4506T TX100

11/01/2013 ESSENT: Analyzing Personal Tax Returns: Cash Flow Analysis

11/04/2013 AllRegs Academys: Anti-Money Laundering Rules of the BSA!

11/04/2013 FraudGUARD 901 - Ownership & Occupancy Services

11/04/2013 FraudGUARD SSN100 - Using SSN Direct

11/04/2013 AllRegs Academys: Online User Training

11/05/2013 ESSENT: Components of Credit Scoring: The Meaning Behind the Number

11/08/2013 ESSENT: Appraisal Workshop: Discussing Scenarios and Addressing Potential Red Flags

11/08/2013 FHLMC -Condominium Projects Eligibility Requirements

11/11/2013 PUF: LPS (Lending Space) System Overview (Pacific Union Financial)
11/12/2013 ESSENT: Income Analysis for Salaried Borrowers: Acceptable Documentation and Calculations (Pacific Union Financial)

11/12/2013 PUF: Gov't ARMs Ops Session 1 of 2

11/13/2013 PUF: LPS (Lending Space) Suspense Coordinator Phase III (Pacific Union Financial)

11/13/2013 PUF: LPS (Lending Space) Credit Reviewer Phase III (Pacific Union Financial)

11/14/2013 PUF: MI Expansion for Ops (Pacific Union Financial)

11/19/2013 eDocs Q&A Session for UW and Jr. Uws

11/19/2013 FHLMC Underwriting Income and Employment

11/20/2013 PUF: Mandatory Gift Funds Training for Juniors and Underwriters

11/22/2013 FHLMC WEBINAR (LIVE) Condominium Projects Eligibility Requirements

12/05/2013 ESSENT: Acceptable Assets (Essent)

12/06/2013 MGIC: EVALUATING THE SELF-EMPLOYED BORROWER

12/07/2013 MGIC: Self-Employed Borrowers - Advanced (AGI Method)

12/09/2013 FHLMC Documenting Acceptable Source of Funds

12/09/2013 VA LAPP and Common SAR Errors

12/09/2013 VA SAR- Navigating An Appraisal (Lesson 3 -Comprehensive Appraisal Review )

12/12/2013 PUF: Business Rules in DT (DataTrac system)

12/13/2013 ESSENT: appraisal workshop -Discussing scenarios and Addressing Potential Red Flags

12/13/2013 VA SAR- Navigating An Appraisal (Lesson 4 - NOV )

12/18/2013 FHLMC Condo Project Eligibility Requirements

12/19/2013 MGIC: Appraisal Training Featuring the Uniform Appraisal Dataset (UAD) requirements

12/19/2013 MGIC: Self-Employed Borrowers - Advanced (AGI Method)

01/13/2014 PUF:CFPB Training for Ops

01/14/2014 Essent: Analyzing Personal and Business Tax Returns: Cash Flow Analaysis (1040/1065/1120S/1120)

01/15/2014 Mortgage Fraud: Common Schemes and Potential Red Flags (Essent)

01/16/2014 PUF Topic: SFC/IFI Generator Training Class

01/29/2014 PUF Topic: SFC/IFI Generator Training Class - update/clarification

01/29/2014 PUF: Open Access Worksheet Training for Correspondent

02/02/2014 VA SAR- Navigating An Appraisal (Final Exam)

02/05/2014 PUF: Gift Funds Test Review02/05/2014 PUF: MI Expansison for Corr Ops

02/06/2014 PUF: CFPB Regulatory Changes; Retail & Wholesale

02/06/2014 PUF: Condo Projects Approvals for Processors, Jrs and Underwriters;

02/07/2014 PUF: CFPB Training for Correspondent Ops

02/13/2014 MGIC: Appraisal Training Featuring the Uniform Appraisal Dataset (UAD) requirements

02/20/2014 PUF: VA Refers [C][R][W[CVF]

02/20/2014 Overview of Basic FHA Underwriting Credit, Income and Assets

02/21/2014 PUF: Training session information: CFPB Q & A Session

02/24/2014 MGIC: Evaluating Income and Assets

03/04/2014 PUF: USDA Rural Development loans for UW & JR

03/05/2014 PUF: JUMBO Training for Jrs, Processors and UW (Retail / Wholesale)

03/06/2014 ESSENT: Focus on Assets: Acceptable Documentation and Eligible Sources

03/06/2014 ESSENT: Reviewing the 1004MC: Market Conditions Addendum

03/12/2014 PUF: Government ARMs for Correspondent Operations

03/15/2014 ESSENT: Components of Credit Scoring: The Meaning Behind the Number

03/18/2014 PUF: FHA UPDATES for Jrs, Processors, UW, Credit Reviewer

04/17/2014 PUF: Escrow Holdback -Corr Ops

04/22/2014 FHA: Understanding the Real Estate Owned (REO) & Good Neighbor Next Door Programs

05/01/2014 PUF: JUMBO Training for Jrs, Processors and UW (Correspondent)

05/02/2014 PUF: Rental Income Calculations

05/06/2014 Essent: Focus on Assets: Acceptable Documentation and Eligible Sources

05/06/2014 Essent: Reviewing the 1004MC: Market Conditions Addendum

05/06/2014 PUF: [C] Government ARMs - Operations training

05/29/2014 PUF: Anti-Money Laundering

05/31/2014 PUF: FACTA Red Flags

06/10/2014 PUF: USDA Training for Correspondent

06/11/2014 GENWORTH: Evaluating the Self Employed Borrower

06/20/2014 PUF: Credit Philosophy Training for Dallas Wholesale & Retail (By B.Sydow EVP PUF and Ben Weber VP-CR Risk/Credit Policy)

06/24/2014 VA - VBAPHNX: Origination and Process Training

07/02/2014 PUF: ULDD Business Rules Update 1 of 2

07/03/2014 PUF: ULDD Business Rules Update 2 of 2
07/9/2014 PUF: eDocs for Correspondent Operations Training 1 of 2

07/10/2014 PUF: eDocs for Correspondent Operations Training 2 of 2

07/10/2014 PUF: Underwriting Update Meeting

07/15/2014 PUF: Manufactured Home Program Training - Correspondent Sales (1 of 3)

07/17/2014 PUF: [C] [R] [W] [CVF] Manufactured Homes Training Session 1

07/21/2014 PUF: [C] [R] [W] [CVF] Manufactured Homes Training Session 2

07/22/2014 PUF: 203K - PROCESS REVIEW

07/28/2014 Platinum Data Realview Training

08/14/2014 FHLMC: Reviewing Residential Properties

08/14/2014 FHLMC: CONSTRUCTION CONVERSION AND RENOVATION MORTGAGES

08/19/2014 FHA: FHA Quality Control Update: Loan Review Finding and Trends

08/19/2014 MGIC: Understanding the Condo Appraisal

08/19/2014 MGIC: Understanding the Condo Appraisal

08/19/2014 FNMA: INDEPTH SESSION: ASSESSING INCOME FROM SELF EMPLOYMENT

08/20/2014 FNMA: INTRODUCTION TO COLLATERAL UNDERWRITER

08/20/2014 FNMA: UNDERSTANDING THE CU RISK SCORE, FLAGS, AND MESSAGES

08/20/2014 FNMA: CU USER INTERFACE BASIC TRAINING

08/21/2014 FNMA: CU ADVANCED TRAINING

09/18/2014 FHA: NEW! FHA APPRAISALS

09/18/2014 FHA: NEW! FHA UNDERWRITING TRAINING (DENVER HOC)

10/01/2014 USDA: USDA SINGLE FAMILY ORIGINATION UPDATES FROM NATIONAL OFFICE IN WASHINGTON DC

10/23/2014 FHLMC: Solutions for the Purchase Mkt -10/23/14

11/26/2014 PUF: SINGLE CLOSE

12/04/2014 PUF: AUTO SUBORDINATION

12/04/2014 USDA: USDA RECORDED HB 3555 TRAINING

12/17/2014 USDA: GUS OVERVIEW TRAINING 2010 (MANDATORY FOR GUS ACCESS)

01/27/2015 K&L: NAVIGATING THE NEW HUD ORIGINATION HANDBOOK

02/04/2015 PUF: UNDERWRITER: FHA MIP TRAINING

02/05/2015 FNMA: COLLATERAL UNDERWRITER OVERVIEW AND IMPLEMENTATION AWARENESES WEBINAR FOR CORRESPONDENT ROLLOUT

02/06/2015 PUF/ESSENT: SELF EMPLOYED BORROWER BUSINESS RETURNS WEBINAR

02/12/2015 GENWORTH: Reading Business Tax Returns: Income Training

03/04/2015 PUF: USDA: NON DELEGATED CORRESPONDENT OPERATIONS - SESSION 2

03/06/2015 PUF/ESSENT: SELF EMPLOYED BORROWER BUSINESS RETURNS WEBINAR

03/19/2015 RADIAN: SELF GUIDED DETECTING AND AVOIDING FRAUD IN LOAN FILES

03/19/2015 RADIAN: SELF GUIDED DETECTING AND AVOIDING FRAUD SCHEMES

03/20/2015 MGIC: EVALUATING THE SELF EMPLOYED BORROWERS INDUSTRY HIGHLIGHTS

03/25/2015 DOC MAGIC: BORROWER MOBILE: MOBILIZING THE BORROWER'S EXPERIENCE

04/14/2015 PUF: Mandatory Credit Training by Ben Weber "for UW & Credit Reviewers"

04/15/2015 FHA: MODULE 8A: PROGRAMS AND PRODUCTS-REFINANCE

04/16/2015 FHA: MODULES 4 & 5: USING THE TOTAL MORTGAGE SCORECARD, &, MANUAL UNDERWRITING (RECORDED ON 4/9/15)04/16/2015 FHA: MODULE 6: CLOSING (RECORDED ON 4/16/15)

04/20/2015 PUF: SERVICEMEMBERS CIVIL RELIEF ACT (SCRA) TRAINING

04/20/2015 FHA: MODULE 8B: PROGRAMS AND PRODUCTS-CONTINUED

04/20/2015 FHA: MODULE 9: 203(k) AND CONSULTANT REQUIREMENTS

04/21/2015 FHA CONNECTION ENHANCEMENTS: EFINDINGS LETTER AND SUPPORTING LOAN AND LENDER LEVEL REPORTS0

4/28/2015 FHA: MODULE 7: POST-CLOSING/ENDORSEMENT (RECORDED ON 4/28/15)

05/20/2015 FHLMC: GETTING STARTED WITH LOAN PROSPECTOR - PART 1

05/22/2015 FHLMC: GETTING STARTED WITH LOAN PROSPECTOR - PART 2

06/04/2015 PUF: SVP &NAT'L RISK UW TRAINING-QUALITY, LOAN BEAM, FNMA CU, FRAUDGUARD, ADVERSE ACTION, FHA

07/01/2015 VA: LSAM COMPUTER BASED TRAINING FOR THE VETERANS AFFAIRS

07/01/2015 PUF: INTRODUCTION TO ILEARN

07/08/2015 FHA: WEBINAR IV: NEIGHBORHOOD WATCH SYSTEM- SERVICER TOOLS

07/08/2015 HUD: Webinar IV: Neighborhood Watch System - Servicer Tools

07/08/2015 FHA: WEBINAR IV: NEIGHBORHOOD WATCH SYSTEM- SERVICER TOOLS

07/14/2015 PUF: MANDATORY JUMBO SERIES O-CORRESPONDENT

07/14/2015 PUF: MANDATORY JUMBO SERIES O - CORRESPONDENT

07/15/2015 FHA WEBINAR: V.1: SFDMS -REPORTING BASICS

07/15/2015 PUF: USDA TRAINING

07/15/2015 HUD: Webinar V.1: SFDMS - Reporting Basics

07/15/2015 PUF: USDA TRAINING NON DELEGATED CORRESPONDENT TEAM

07/15/2015 PUF: FHA WEBINAR V.1: SFDMS - REPORTING BASICS

07/29/2015 FHA: WEBINAR V.3: SFDMS - ERRORS
08/05/2015 MI: Income Analysis for Salaried Borrowers: Acceptable Documentation and Calculations Confirmation

08/05/2015 ESSENT: INCOME ANALYSIS FOR SALARIED BORROWERS: ACCEPTABLE DOCUMENTATION AND CALCULATIONS

08/05/2015 PUF: COMPANY COMPLIANCE ANTI-MONEY LAUNDERING

08/05/2015 PUF: COMPANY COMLIANCE FAIR AND ACCURATE CREDIT TRANSACTION ACT (FACTA)

08/10/2015 PUF: TD-0270 SPECIAL FEATURE CODE GENERATOR

08/10/2015 PUF: TD-0292 INTRO TO TRID: KNOW BEFORE YOU OWE

08/12/2015 ESSENT: Rural Property and Small Community Appraisals Confirmation

08/12/2015 MGIC: LINKEDIN STRATEGIES FOR LOAN OFFICERS

08/14/2015 PUF: COMPANY COMPLIANCE HARASSMENT AND DISCRIMINATION

08/17/2015 MGIC: UNDERSTANDING THE CONDO APPRAISAL

08/19/2015 FHA: MODULE 0: INTRODUCTION AND NAVIGATING THE SF HANDBOOK (RECORDED ON

4/21/15)08/19/2015 FHA: MODULE 1: ORIGINATION/PROCESSING (RECORDED ON 3/31/15)

08/19/2015 FHA: MODULE 2: ALLOWABLE MORTGAGE PARAMETERS (RECORDED ON 3/31/15)

08/19/2015 FHA: MODULE 3A: APPRAISALS (RECORDED ON 4/2/15)

08/19/2015 FHA: MODULE 3B: UNDERWRITING THE PROPERTY (RECORDED ON 4/2/15)

08/23/2015 PUF: TD-0292 INTRO TO TILA RESPA: INTEGRATED DISCLOSURES 2015 PART 1

08/23/2015 PUF: CREDIT RISK [CDO] RESOURCES TRAINING

08/25/2015 MGIC: TWITTER STRATEGIES FOR LOAN OFFICER

08/25/2015 PUF: CONDO PROJECT TRAINING -NON DELEGATED CORRESPONDENT

08/25/2015 FHA: THE FHA SINGLE FAILY HOUSING POLICY HANDBOOK IN-DEPTH

08/25/2015 FHA: THE FHA SINGLE FAILY HOUSING POLICY HANDBOOK IN-DEPTH

08/25/2015 VA & CORELOGIC: SAR LSAM TRAINING ON THE VA PORTAL

09/01/2015 CAPSTONE INSTITUTE: FHA REFRESHER TRAINING USING THE 4000.1 (EXPIRES SEPT 5, 2015)

09/22/2015 FHA: SFH POLICY HANDBOOK: FHAC SYSTEM CHANGES

09/24/2015 FHA: FHA Quality Control Update

09/29/2015 FHA: SFH POLICY HANDBOOK: APPRAISERS AND PROPERTY REQUIREMENTS

09/29/2015 FHA: FHA WEBINAR V.3:SFDMS - ERRORS

10/02/2015 PUF: TD-0309 INTRODUCTION TO TRID 2015 PART 4: TILA-RESPA INTEGRATED DISCLOSURES (TRID) RULE TRAINING

10/06/2015 PUF: TD-0301 INTRO TO TRID 2015 PART 2: THE LOAN ESTIMATE

10/06/2015 PUF: TD-0306 INTRO TO TRID 2015 PART 3: THE CLOSING DISCLOSURE

10/07/2015 TRAVEL AGENT ACADEMY: ARUBA SPECIALIST PROGRAM

10/07/2015 TRAVEL AGENT ACADEMY: FLORIDA BEACHES SPECIALIST PROGRAM

10/07/2015 PUF: LOAN BEAM TRAINING

10/08/2015 CREDIT PLUS WEBINAR: UNDISCLOSED DEBT EXPOSURE Shining a light on an unforeseen consequence of TRID

10/22/2015 NATIONAL MI: SELF-EMPLOYED BORROWER CONFIRMATION

11/05/2015 PUF: JUMBO/NON AGENCY PRODUCTS-NEW TEAM PLATINUM

11/09/2015 ESSENT: BECOMING THE RINGMASTER OF INTERRUPTIONS

11/10/2015 ESSENT: PRIORITIZING & GIVING OTHERS YOUR PRIORITIES

11/10/2015 ESSENT: K-1’S: ARE DISTRIBUTIONS ENOUGH? A NEW LOOK AT PARTNERSHIPS AND S-CORPS

11/12/2015 PUF: JUMBO/NON AGENCY PRODUCTS-NEW TEAM PLATINUM- SESSION 2

11/16/2015 PUF: MAX (SYSTEM) TRAINING

11/17/2015 FHA/HUD: FHA CONDOMINIUM PROJECT APPROVAL - THE BASICS

11/23/2015 ESSENT: ORGANIZING AND PLANNING A MORE EFFECTIVE DAY AND WEEK

11/24/2015 ESSENT: CONTROL, MANAGE, AND WRITE EFFECTIVE EMAILS

10/17/2016 CAPSTONE INSTITUTE: FHA REFRESHER TRAINING USING THE 4000.1

11/08/2016 FREDDIE MAC: CONDOMINIUM PROJECT ELIGIBILITY REQUIREMENTS

12/19/2016 FREDDIE MAC: DOCUMENTING ACCEPTABLE SOURCES OF FUNDS

01/24/2017 FHLMC: REVISED INCOME REQUIREMENTS

06/14/2017 PHMI- AML SUSP ACTIVITY BK SECRECY ACT 2017

06/14/2017 PHMI- ID PREVENTION- THE RED FLAG RULE 2017

06/14/2017 PHMI-IDENTITY THEFT (THE RED FLAG RULE) 2017

06/14/2017 PHMI-SECURITY AWARENESS CREATING STRONG PASSWORDS 2017

07/03/2017 PHMI-DETECTING MORTGAGE FRAUD COURSE AND TEST 2017

10/16/2017 THE CE SHOP: WORKING WITH RE INVESTORS-UNDERSTANDING INVESTOR STRATEGIES

10/19/2017 THE CE SHOP: MARKETING, ADVERTISING, AND SOCIAL MEDIA COMPLIANCE

10/30/2017 ACEABEL AGENT: LEGAL UPDATE 1

11/07/2017 ACEABEL AGENT: LEGAL UPDATE 2

11/13/2017 TDI: LIFE AGENT INDIVIDUAL

11./07.2017 ACEABLE AGENT: COVER YOUR ASSESTS: MANAGEING PERSONAL AND PROFESSIONAL RISK

12/06/2017 PREMIER RE ACADEMY: CERTIFIED RESIDENTIAL LISTING SPECIALIST COURSE (CRLS)

12/07/2017 ARBOR: NEW MEMBER ORIENTATION

01/12/2018 CERTIFIED LISTING AGENT
01/15/2018 REBUS: 5 ALIVE REAL ESTATE SYSTEM

01/15/2018 REBUS: CERTIFIED LISTING AGENT

01/16/2018 ARBOR: CREATING GOOD CMAs

01/23/2018 ARBOR: PROSPECTING CLIENTS WITH MATRIX MLS

01/20/2018 ARBOR: REALIST TAX - INTRO AND USE

02/27/2018 ARBOR: THE MANY TOOLS OF THE MLS

05/10/2018 EDUCATERE: A REVIEW OF THE TEXAS ONE-TO-FOUR FAMILY RESIDENTIAL CONTRACT

05/30/2018 REAL ESTATE TRAINING SYSTEMS, LLC: UNDERSTANDING HOME INSPECTIONS

01/03/2019 ALLIANT NATIONAL TITLE INS CO: UNDERSTANDING ONE TO FOUR FAMILY RESIDENTIAL CONTRACT

06/15/2019 REBUS: 24 SELLER SCRIPTS

07/31/2019 HPA: AGENT CERTIFICATION COURSE

08/11/2019 CBT ALLIANCE: TEXAS BROKER RESPONSIBILITY (2019-2020)

11/14/2019 TEXAS REALTORS: AN INTRODUCTION TO THE CMA

12/05/2019 TEXAS REALTORS: MLS BASICS: EASY AS ABC, 123

12/13/2019 BUFFINI & CO BLITZ-FINISH STRONG IN DECEMBER 13 2019

01/01/2020 NAR ABR OFFICIAL CERT

02/04/2020 CAPITAL TITLE OF TX, LLC: WHO, WHAT, WHEN, WHERE OF MARITAL PROPERTY & DIVORCE

05/11/2020 THE CLOSE- 6 WEEKS 6 SIMPLE TRANSFORM RE BUS CERT

05/18/2020 TEXAS REALTORS: OVERCOMING THE DOWN PAYMENT HURDLE

05/24/2020 NAR ABR OFFICIAL CERT

05/30/2020 THE CE SHOP: MILITARY RELOCATION PROFESSIONAL CERTIFICATION CORE COURSE

06/05/2020 NAR PRICING STRATEGIES MASTERING THE CMA

06/07/2020 NAR SELLER REPRESENTATIVE SPECIALIST (SRS) DESIGNATION CORE COURSE

06/07/2020 THE CE SHOP: PRICING STRATEGIES: MASTERING THE CMA

06/07/2020 THE CE SHOP: SELLER REPRESENTATIVE SPECIALIST (SRS) DESIGNATION CORE COURSE

06/10/2020 NAR PRICING STRATEGIES ADVISOR CERTIFICATION

06/11/2020 REBI: SELLER REPRSENTATIVE SPECIALIST

07/04/2020 HARVARD: SOCI1 PRACTX: PRDICTIONX: OMENS, ORACLES AND PROPHECIES

07/04/2020 ITU: BASICS OF MARKETING WITH SOCIAL MEDIA

09/00/2020 NATIONAL NOTARY ASSOCIATION: CERTIFIED LOAN SIGNING AGENT

09/00/2020 LOAN SIGNING SYSTEM: CERTIFIED LOAN SIGNING AGENT

11/11/2020 ITU: PINTEREST

11/11/2020 ITU: HTML ESSENTIALS (WEB DESIGN & CODING)

11/30/2020 NAR: AT HOME WITH DIVERSITY CERTIFICATE OF COMPLETION

11/30/2020 THE CE SHOP: AT HOME WITH DIVERSITY COURSE COMPLETION CERT

11/30/2020 THE CE SHOP: MILITARY RELOCATION PROFESSIONAL CERTIFICATION CORE COURSE

12/01/2020 ITU: CSS ESSENTIALS (WEB DESIGN & CODING)

12/06/2020 NAR DECO AT HOME WITH DIVERSITY (AHWD) CERTIFICATION PROGRAM

12/06/2020 NAR OFFICIAL CERT: AT HOME WITH DIVERSITY (AHWD) CERTIFICATION PROGRAM

12/26/2020 ITU: REDDIT

12/26/2020 ITU: FACEBOOK 101

01/05/2021 ESSENT: SCHEDULE C - ONLY THE SCHEDULE C

01/06/2021 ESSENT: BUSINESS IMPACTED BY COVID 19

01/07/2021 ESSENT: SALARIED INCOME ANALYSIS

01/11/2021 ESSENT: K-1 WORKSHOP

01/12/2021 ESSENT: ANALYZING INCOME FOR THE SELF-EMPLOYED BORROWER

01/14/2021 ESSENT: RENTAL INCOME - SCHEDULE "E" ASY

02/17/2021 HYPERFAST AGENT: CRAFTING A WINNING OFFER

02/17/2021 HYPERFAST AGENT: MAKE MORE $$$ IN LESS TIME MASTER THE BUYER GAME OFFER

02/17/2021 HYPERFAST AGENT: OPEN HOUSE MASTERY

02/17/2021 HYPERFAST AGENT: CRAFTING A WINNING OFFER

03/02/2021 McKISSOCK: TEXAS LEGAL UPDATE PART 1 (2020-2021)

03/04/2021 McKISSOCK: TEXAS LEGAL UPDATE PART 2 (2020-2021)

03/04/2021 LEGALSHIELD: FAST START- AN INTRODUCTION TO YOUR LEGALSHIELD BUSINES

03/02/2021 MCKISSOCK LEARNING: 2020-2021 LEGAL UPDATE I

03/04/2021 MCKISSOCK LEARNING: 2020-2021 LEGAL UPDATE II

04/06/2021 MCKISSOCK LEARNING: EDUCATING HOMEBUYERS

04/21/2021 MCKISSOCK LEARNING: A NEW LOOK AT CONTRACT LAW

04/21/2021 MCKISSOCK LEARNING: 2021-2022 BROKER RESPONSIBILITY COURSE

05/26/2021 THE CE SHOP LLC: SHORT SALES & FORECLOSURES: WHAT REAL ESTATE PROFESSIONALS NEED

06/10/2021 THE CE SHOP LLC: RESORT & SECOND HOME SPECIALIST (RSPS) CERTIFICATION COURSE

11/16/2021 MCKISSOCK LEARNING: EDUCATING HOMEBUYERS

12/31/2021 THE CE SHOP LLC: REALTOR CODE OF ETHICS TRAINING

02/24/2022 MCKISSOCK LEARNING: HELPING BUYERS NARROW IN ON THEIR DREAM HOME

03/15/2022 MCKISSOCK LEARNING: WHAT EVERYONE SHOULD KNOW ABOUT THEIR CREDIT HISTORY

05/10/2023 DIVVY HOMES: DISPOSITIONS CERTIFIED SPECIALIST

05/12/2023 THE RRC: THE NEW CONSTRUCTION GAME

12/30/2022 TEXAS REALTORS: OVERCOMING THE DOWN PAYMENT HURDLE

12/31/2022 MCKISSOCK LEARNING: PERFORMING QUALITY BPOs

02/12/2023 MCKISSOCK LEARNING: WHAT EVERYONE SHOUD KNOW ABOUT THEIR CREDIT HISTORY

02/12/2023 MCKISSOCK LEARNING: A NEW LOOK AT CONTRACT LAW

03/02/2023 TEXAS REALTORS: OVERCOMING THE DOWN PAYMENT HURDLE

04/11/2023 MCKISSOCK LEARNING: 2022-2023 LEGAL UPDATE I

04/12/2023 MCKISSOCK LEARNING: A NEW LOOK AT CONTRACT LAW

04/12/2023 MCKISSOCK LEARNING: 2022-2023 LEGAL UPDATE II

04/24/2023 RE CE ELECTIVE: SOCIAL MEDIA MARKETING BASICS

05/12/2023 THE RRC: 9 CONTRACT TERMS THAT WIN SELLERS OVER

06/00/2023 CARDONE UNIVERSITY: ADVANCED FOLLOW UP STRATEGIES

10/03/2023 TEXAS REALTORS: BECOME A REAL ESTATE MARKETING ROCKSTAR USING CHATGPT

10/17/2023 MCKISSOCK LEARNING: A NEW LOOK AT CONTRACT LAW

10/00/2023 NATIONAL ASSOCIATION OF REALTORS: ePRO

12/13/2023 TEXAS REALTORS: OVERCOMING THE DOWN PAYMENT HURDLE

01/19/2024 ONCOURSE: 20 HR SAFE COMPREHENSIVE: APPLYING MORTGAGE KNOWLEDGE TO EXAM PREP

02/07/2024 RE CE ELECTIVE: KNOW THE NUMBERS: ESSENTIAL STATS & HOW TO FIND THEM

02/19/2024 ONCOURSE: 3 HR TX-SML SAFE: REVIEW OF TX MORTGAGE LAW

02/27/2023 CREDIT REPAIR CLOUD: BASIC DISPUTING

02/27/2023 CREDIT REPAIR CLOUD: CRC SOFTWARE CERTIFICATION

02/29/2024 MCKISSOCK LEARNING: 2023-2024 BROKER RESPONSIBILITY

03/05/2023 KRISTA MASHORE: COMMUNITY MARKET LEADER DESIGNATION: THE CLIENT ATTRACTION BLUEPRINT

04/02/2024 CLUBWEALTH: 37 MINUTE GUARANTEED LISTING PRESENTATION KIT + 44 POINT LISTING APPOINTMENT CHECKLIST

04/02/2024 CLUBWEALTH: WORLD CLASS BUYERS AGENT CERTIFICATION COURSE

04/02/2024 CLUBWEALTH: WORLD CLASS REO AGENT CERTIFICATION COURSE

04/03/2024 CLUBWEALTH: CLUB WEALTH ISA TRAINING

04/03/2024 CLUBWEALTH: CW DIGITAL MARKETING ON BOARDING

04/07/2024 CLUBWEALTH: WORLD CLASS SHORT SALE SUCCESS CERTIFICATION COURSE

07/15/2024 TEXAS REALTORS: TREC AND TEXAS REALTOR FORM CHANGES

12/22/2024 MCKISSOCK LEARNING: MAY THE CODE BE WITH YOU

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MLS Information Deemed Reliable But Not Guaranteed. This information is being provided by the NTREIS MLS. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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