TREC # 605104
Tricia Madrid is a seasoned professional with over two decades of experience in the mortgage and real estate industry. Her extensive background and advanced education in sales and digital marketing make her a valuable asset to clients navigating the complex world of property transactions.
Tricia's career in the mortgage industry began in the late 1980's, where she quickly established herself as a knowledgeable and reliable professional in the Mortgage Industry. A decade later Tricia expanded her career into Real Estate Sales where she was quickly recognized after being one of the first few graduates from the Floyd Wickman's Sweathogs Sales Training Program. Over the years, she has honed her skills and expanded her expertise to encompass various aspects of real estate and finance.
As a Loan Officer at Orca Homes Loans, Tricia demonstrates her profound understanding of the mortgage landscape. Tricia has held just about every position in the Mortgage industry throughout her expansive career. Her experience includes:
Originating and processing diverse loan types
Guiding clients through the loan application process
Ensuring compliance with industry regulations
Senior Underwriter with Highest Delegated Authority: Demonstrated unparalleled skill in risk assessment and loan approval at the most critical decision-making level.
Senior Underwriter with Highest Authority: Demonstrated unparalleled skill in risk assessment and loan approval at the most critical decision-making level.
Credit Risk Specialist: Provided expert oversight and training to fellow underwriters, ensuring strict adherence to guidelines and maintaining the highest standards of underwriting accuracy.
Loan Officer Trainer and Operations Manager: Developed and implemented comprehensive training programs, elevating the skills of loan officers while optimizing operational efficiency.
Traveling Compliance Underwriter: Served as a key consultant for companies acquiring loan pools, ensuring regulatory compliance and risk mitigation across diverse portfolios.
Site Leader and VP of Underwriting & Mortgage Default Underwriting: Led teams with strategic vision, overseeing both standard and complex default underwriting processes.
Mortgage Brokerage Owner: Founded and successfully operated Texas Equity Group Financial and First Financial Mortgage, demonstrating entrepreneurial acumen in the mortgage sector.
Closing and Shipping Expert: Mastered the intricate processes of loan closing and shipping, ensuring smooth transitions from approval to funding.
Tricia's real estate knowledge complements her mortgage expertise, allowing her to provide comprehensive guidance to homebuyers and sellers. Her real estate background includes:
Leverage digital platforms for client outreach
Implement effective marketing campaigns
Utilize data-driven approaches in real estate transactions
Tricia's commitment to her clients is evident in her personalized approach. She prides herself on:
Providing clear, honest communication
Offering tailored solutions to meet individual needs
Ensuring a smooth and stress-free transaction process
Throughout her career, Tricia has earned recognition for her exceptional performance and dedication to client satisfaction. Her achievements include:
Consistently ranking among top performers in her field
Receiving accolades from industry peers and clients alike
Winning multiple Top Production awards
Tricia has earned a NanoDegree in Digital Marketing in order to provide her Sellers with the most Professional skillset available for the Mass Marketing of her Listings. Every home listed gets that extra special attention needed to sell quickly and with the highest Return on Investment for her clients. It all starts with Pre-Listing consultation with a Certified Home Staging consultant, Professional Photography which could included Videography and 360 degree photographs. When the home goes live we provide a refined digital marketing platform to get maximum exposure with SEO techniques and enhanced online placement of the home advertisements. We also provide a Property Specific Landing page using Text codes and QR codes to capture potential buyers into our marketing platform where we do target marketing utilizing Pixels, Sales Agent Follow up calls, AI Assisting inbound and Outbound touches, text and Email campaigns, voicemail drops, videos messaging, and print media to stay in front of each potential buyer.
Our main goal is to keep her customers happy, educated, and the clients interest protected. After being in the industry for more than 2 decades and knowing the pitfalls she works to anticipate and minimize those tricky little problems that tend to arise during the home buying and selling journey. When you stay ahead of the transactions you tend to minimize the problems and are prepared for the fallout. We can't always control the problems but we certainly can control how prepared we are and how much they will or will not impact our clients!! Taking those extra steps to ensure things are going smoothly can make all the difference in a transactions successful movement towards closing.
NAR Recognized Designations:
CDDA- Certified Divvy Dispositions Agent By Divvy Realty llc,
CHS - Certified Home Stager By Agent Certifications
CMLO- Certified Mortgage Loan Officer - By MTGI
NMLS MLO - Licensed Texas Mortgage Loan Originator By Texas Department of Savings & Loan
The benchmark of excellence in buyer representation. This coveted designation provides the expertise you need for the edge in serving today’s home buyers. Access member-only benefits to stay on top of your buyer representation business.
An educational experience designed to present a picture of the changing face of the real estate industry
The e-PRO® certification teaches Realtors the latest social media technologies to create an online presence vital to reaching today’s hyper-connected consumers.
The MRP certification gives Realtors the education to work with military and veteran service members to best suit their needs and take full advantage of military benefits and support
Enhanced Realtor skills in pricing properties, creating CMAs, working with appraisers, and guiding clients through the anxieties and misperceptions they often have about home values, with PSA.
The premier negotiating credential for real estate professionals
NAR’s advanced education-based certification designed for resort and second-home professionals.
The premier credential in seller representation, designed to elevate professional standards and enhance individual performance
The SFR® certification gives Realtors a framework for understanding how to direct distressed sellers to finance, qualify sellers for short sales, negotiate with lenders, tap into buyer demand and safeguard your commission.
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Certified Buyers Agent
By Rebus University
Certified BPO Specialist
Community Market Leader Designation
By Krista Mashore Coaching
Certified Team Agent
By Rebus University
Licensed Texas Mortgage Loan Originator
By Texas Department of Savings & Loan
To see a full list of Tricia's Certifications, Designations, and more....
Divvy Realty operates under the parent company Divvy Homes, which was founded in 2016 by Adena Hefets, Brian Ma, Nick Clark, and Tiffany Li. Divvy Homes is a tech-enabled real estate platform that focuses on making homeownership accessible through a rent-to-own model. The company's mission is to help individuals who may struggle to qualify for traditional mortgages by allowing them to rent homes while building equity towards ownership.
Divvy's innovative approach involves purchasing homes on behalf of customers and leasing them back. A portion of the monthly rent payments contributes to the customer's equity in the home, with the goal of reaching a 10% ownership stake after three years. This model enables customers to experience many benefits of homeownership, such as living in quality neighborhoods, while they save for a down payment
The inspiration for Divvy came from Hefets' personal experiences. Her parents faced challenges securing a mortgage when they immigrated to the U.S. but were able to purchase their home through seller financing. This experience instilled in her the belief that homeownership is a critical pathway to building wealth and security.
Divvy primarily serves individuals who may not have perfect credit scores or sufficient savings for a down payment. The company accepts applicants with a minimum FICO score of 550 and offers support through free credit counseling to help customers improve their financial situations.
The program is designed for those who want to try living in a home before committing to purchase it, thus providing flexibility and security.
Divvy aims to address the growing disparity between rising home prices and stagnant incomes, which has made homeownership increasingly unattainable for many Americans. By offering an alternative path to ownership, Divvy seeks to empower renters and contribute to financial equality in housing.
Overall, Divvy Realty represents a significant shift in how people can approach homeownership, blending the lines between renting and owning while fostering long-term financial stability for its customers.
TEXAS ELITE TEAM
2611 Internet Blvd, Suite 201
Frisco, TX 75034
Phone: (682) 777-3950
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MLS Information Deemed Reliable But Not Guaranteed. This information is being provided by the NTREIS MLS. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
TRICIA MADRID -TEXAS ELITE TEAM is a licensed Agent in the state of Texas and is a leading authority on DFW Metroplex, Our love for the communities we live and work in are why we do what we do. Stop by the office and experience the Texas Elite Team way of DFW area real estate.
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